Sorry for my ignorance, but what does DEI stand for?

Awesome, thanks.

Any chance you can share the good word on the name of the list?

Or you could leave someone’s expensive purchase alone. They could have bought it second hand, have a spouse purchase it for them, given as a gift, or bought it before we saw the shot show unfold. Because someone has purchased x product doesn’t mean they are of the exact mind. Yes they didn’t vote with their wallet like we would hope but you don’t know peoples situation.

I would point to demoralized instead of lazy or stupid. If you talk to a lender they will immediately tell you about the programs as it’s in their interest for you to buy a home. A coworker and myself are military vets which lets us do the VA program. Even the finding a house to buy that isn’t paid for with cash 5-10% over asking is a nightmare. I lost 8 bids the first year trying. Also the prices for an home are just absolutely insane as starter homes don’t really exist anymore. New construction is focusing on McMansions and any 2 bedroom home is built in a 55+ community. Now I’m just venting.

Congratulations OP on the home. I hope to be in your shoes before I retire.

Not sure what this is implying. I personally know a few others (myself included) who have been working to get a house but stuck in the rent going up/cost of homes going up cycle. I feel (opinion) that most people would rather have a home instead of renting.