It’s just the broad description of the gender roles/hierarchy present in our society. Being aware of them and how they negatively impact gender interaction seems fairly useful to me. Usually it’s helpful to understand the current structure of something and how that’s causing problems to make any meaningful and positive changes.
It really depends. My company, you always do the high deductible. The OOP Max is only $5k compared to $13k for the other. The difference in premiums plus my employers contribution to the HSA are more than the difference between the two deductibles. The plans cover the same stuff. I don’t really get why they’re set up how they are.