I dont think that’s fair to say. Would you apply the same logic to a house or a car?
Of course, i could pay for this phone in a single month, but then i wouldn’t have enough for gas or electricity for my home. Or to pay for my car, or for food or anything i might need that month.
Even the biggest companies in the world borrow to pay for things. Spreading the cost is a perfectly acceptable and legitimate way to pay for something.
I save for other things. I have my bills, and i have my savings.
Whilst i appreciate the financial advice, i would prefer a less matter of fact approach to calling me irresponsible
I dont think that’s fair to say. Would you apply the same logic to a house or a car?
Of course, i could pay for this phone in a single month, but then i wouldn’t have enough for gas or electricity for my home. Or to pay for my car, or for food or anything i might need that month.
Even the biggest companies in the world borrow to pay for things. Spreading the cost is a perfectly acceptable and legitimate way to pay for something.
I save for other things. I have my bills, and i have my savings.
Whilst i appreciate the financial advice, i would prefer a less matter of fact approach to calling me irresponsible
Personally I apply that logic to everything except a house (so I hopefully can afford a house one day)
Sorry if it came across rude, didn’t mean it like that