This is the reason I believe every health insurance plan should also include life insurance from the same company. You need to give those assholes an incentive to keep me alive and healthy.
No, then you would just get the equivalent of your car being totaled. If it costs more to fix your body than it does to pay out the life insurance, they will let you die and pay the life insurance.
Even in countries with universal healthcare, these decisions also need to be made. We don’t have unlimited money or resources to spend when cases are likely hopeless.
They do need to be made. By medical professionals. The people who can actually determine who’s viable to save and who can best utilize resources, and who actually know if there even is a shortage. Which there usually isn’t.
The last people you want doing it are the people with a financial incentive to always deny care.
So you’re saying it’s the insurance company’s job is to decide who is in a state to die, not a doctor. Why do we even have doctors? So when you have a medical emergency, why won’t you just go to the insurance company instead of a hospital, when the company is better in making medical decisions anyway?
This may be new to you, but insurance companies have no medical training.
The state of the woman in the ICU might sound hopeless but the coma can be medically induced due to the brain hemorrhage and with the proper medical care she could recover, if indeed her state isn’t too bad. This is something doctors are for, to calculate her chances and fight for her life if there is a chance of survival. If there’s no chance, it’s the family’s choice to pull the plug.
But you’re fine with an insurance company calculating what it might cost to them then to make the decision to let her die?
A doctor who has never seen the patient and often isn’t even the specialty needed to make the call.
If an insurance company denys you, demand to know the name, speciality, and license number of the doctor who denied you. Often a doctor wasn’t involved. And when you find that out it’s illegal.
If only those “doctors” had to put their malpractice insurance on the line when making these calls. Bet you’d have a lot less of this bullshit when the people making the call are liable instead of getting paid to kill people.
A doctor is only allowed to be a doctor when they took the Hippocratic Oath. They will lose it when they would give up people their lives for the profits of an insurance company. Doctors do not work for them, the people judging whether they will payout your insurance claim have no medical training.
That’s the neat part, we already had death panels and they were trying to make it sound like they’d be a new thing. Instead, we get some unaccountable fucking bean counters determining if you get to live instead of someone with a goddamned degree and a basic knowledge of your situation.
That’s different from preventing death. Trying to stabilise a terminal cancer patient is significantly different from treating it before it becomes terminal, being in a coma might not be immediately live threatening but removing the patient from the hospital until it becomes so can remove any chance of recovery. And even if you survive, if you only get treatment when it’s already a life or death situation the outcomes can be much worse.
That’s because they know the patient is going to die and it will be cheaper for them that way.
This kills the patient.
This is the reason I believe every health insurance plan should also include life insurance from the same company. You need to give those assholes an incentive to keep me alive and healthy.
No, then you would just get the equivalent of your car being totaled. If it costs more to fix your body than it does to pay out the life insurance, they will let you die and pay the life insurance.
Currently they just let you die and don’t pay anything.
It still decreases the incentive though. They’ll let you die without having to pay a dime
Even in countries with universal healthcare, these decisions also need to be made. We don’t have unlimited money or resources to spend when cases are likely hopeless.
They do need to be made. By medical professionals. The people who can actually determine who’s viable to save and who can best utilize resources, and who actually know if there even is a shortage. Which there usually isn’t.
The last people you want doing it are the people with a financial incentive to always deny care.
So you’re saying it’s the insurance company’s job is to decide who is in a state to die, not a doctor. Why do we even have doctors? So when you have a medical emergency, why won’t you just go to the insurance company instead of a hospital, when the company is better in making medical decisions anyway?
This may be new to you, but insurance companies have no medical training.
The state of the woman in the ICU might sound hopeless but the coma can be medically induced due to the brain hemorrhage and with the proper medical care she could recover, if indeed her state isn’t too bad. This is something doctors are for, to calculate her chances and fight for her life if there is a chance of survival. If there’s no chance, it’s the family’s choice to pull the plug.
But you’re fine with an insurance company calculating what it might cost to them then to make the decision to let her die?
It’s my understanding that a doctor, employed by the insurance agency, makes these calls.
A doctor who has never seen the patient and often isn’t even the specialty needed to make the call.
If an insurance company denys you, demand to know the name, speciality, and license number of the doctor who denied you. Often a doctor wasn’t involved. And when you find that out it’s illegal.
If only those “doctors” had to put their malpractice insurance on the line when making these calls. Bet you’d have a lot less of this bullshit when the people making the call are liable instead of getting paid to kill people.
Nope.
Astounding rebuttal. I am obviously wrong. The votes prove it!
A doctor is only allowed to be a doctor when they took the Hippocratic Oath. They will lose it when they would give up people their lives for the profits of an insurance company. Doctors do not work for them, the people judging whether they will payout your insurance claim have no medical training.
That’s called a death panel. We shouldn’t have those, and insurance companies DEFINITELY shouldn’t have those.
Wasn’t “Death Panel” a bullshit line spouted by Sarah Palin? I am yet to see any evidence of them in countries that have social healthcare.
That’s the neat part, we already had death panels and they were trying to make it sound like they’d be a new thing. Instead, we get some unaccountable fucking bean counters determining if you get to live instead of someone with a goddamned degree and a basic knowledge of your situation.
What is the insurance company if not a death panel?
Their actions will ensure the patient dies.
No it won’t. Hospitals are required to provide life saving care until the patient is stable regardless of insurance.
That’s different from preventing death. Trying to stabilise a terminal cancer patient is significantly different from treating it before it becomes terminal, being in a coma might not be immediately live threatening but removing the patient from the hospital until it becomes so can remove any chance of recovery. And even if you survive, if you only get treatment when it’s already a life or death situation the outcomes can be much worse.
That’s how they know